Personal Finance & Money Asked by user110407 on August 9, 2021
I have this person who tries to run away from me and not paying me back as he promised. Since this is not my area and never involved something like this, don’t know what to do. Please advise me some options, shall I use a debt collector or law professionals or something else. What probably the most difficult part is I do not know his home address. He does not respond to my emails and SNS messages. I need somebody can reach him and pass my message or collect money from him. What I can give as his info are his company info which he runs, his cell number and his Facebook. Thank you for your time and helpful comments in advance.
I had such a case about 10 years ago with an acquiantance. Things started out small and grew a bit into 700-800€ until this guy stopped being responsive. In the end I just gave up as he was not living in my area and not responsive to anything. With things creeping up, I also did not have anything in writing, so involving debt collectors or a lawyer was not very promising. While it hurts losing that money, it was not worth to throw additional money after it and I booking this as a learning expense. Sometimes people learn best through pain.
So answer the following questions for your debt problem:
If you do not have anything written and you can afford to lose it, that's it. Maybe drop by personally but any legal action will likely not be successful. If you have anything written and cannot afford to lose that sum, involve a lawyer or debt collector.
Correct answer by Manziel on August 9, 2021
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