Someone deposited money in my account for business but Bank of America says it's unauthorized

This is a typical scam. Yes, you just got listed with the terrorists as trying to launder money internationally.

Terrorist organizations will try to find someone in the US who will accept deposits from overseas sources then send that money to one of their operatives.

Cooperate with whichever police force comes knocking on your door. Pray that it isn't Homeland Security. They do not need warrants.

Basically, any time someone claims they put money into your bank account, or send you a check, or something similar, and then asks you to send money to someone else, it is a scam. What you need to do: 1. Under no circumstances whatsoever must you ever send money to anyone. 2. Talk to your bank and ask them for advice.

The money that gets put into your bank account isn't real. It has been paid with a forged check, or a stolen credit card number, or a hacked or faked bank account. Your bank will figure this out eventually, and then they will take that money away. It may take many weeks, but the money will disappear.

Meanwhile, any money that you send to someone is real. It's your money. When you send it, it is gone. Your bank will hold you to that.

So in your case if they say they pay you $6,000 for a job, but put $10,000 into your bank account and ask you to pass $4,000 on to someone, the $4,000 you pay comes out of your bank account, a long time later the $10,000 comes out of your bank account, and you owe the bank $4,000. Plus sometimes the job involves real work that obviously doesn't pay.

An alternative is that this is money laundering, in which case you would become a criminal by being involved.

This is very similar to what was asked in this question:

Scam or real?

This is a real winner of a scam, because it always finds someone gullible enough to fall for it. No stranger sends you money just to be a nice guy.

This version of the scam is one I've seen on job-hunting sites. They'll promise you a job, and then they say they'll send you a check for equipment and supplies, but you need to send most of the money back to them. As long as they find victims, they'll continue to find more refined techniques to stay ahead of the authorities, and it'll change just enough that people won't recognize it for what it is.

AVOID THIS AT ALL COSTS!!

I hope this helps.

Good luck!