Personal Finance & Money Asked on March 2, 2021
I’ll turn 70 in about 4 months. I just got a letter from the SSA saying
What You Should Do: You should contact us right away to apply for your
retirement benefits. You need to complete an application … You can
apply at www.socialsecurity.gov/retireonline
Is this an attempt by the SSA to trick me into applying early? My thought is I should wait until after turning 70, to get a slightly higher payment.
No, they’re not trying to “trick you”. Government bureaucracies don’t do that kind of thing. You won’t get more money if you defer your first payment until after you’re seventy, so they’re making sure you apply in time to get the money you’re entitled to as soon as you are seventy.
Correct answer by Mike Scott on March 2, 2021
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