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Personal Finance & Money : Recent Questions and Answers (Page 69)

Find answers to your questions about Personal Finance & Money or help others by answering their Personal Finance & Money questions.

How can banks make profit from mortgages with interest rate 1.29%?

At the current moment HSBC is proposing mortgages with interest rate 1.29% fixed for 5 years for 75% LTV: https://www.hsbc.co.uk/mortgages/our-rates/#tab-panel-tab_1539213631 I wonder what is the reason for...

Asked on 08/09/2021

1 answer

Wash Sale Rule While Holding Initial Investment

I have a question for those familiar with the wash sale rule. I understand what it is, basically, if you sell shares of XYZ at a loss and buy it...

Asked on 08/09/2021

1 answer

What happened to the shares in this company?

I own some shares in a company OAS that was delisted from Nasdaq. It went to trade at OTC under ticker OASPQ. It later underwent a reorganization (Chapter 11) and...

Asked on 08/08/2021

2 answer

Filing the W-8BEN as a working professional on an F-1 visa

I am an Indian citizen currently residing and working in the US. I am working for a company while on an F-1 visa (on my STEM OPT), having graduated 2...

Asked on 08/08/2021

0 answer

Start-up Valuation with employee option pool

I am reading Venture Deals 4th edition and I came across the following statement in a chapter on economic terms of the deal:Consider $5 million investment at $20 million pre-money...

Asked on 08/08/2021 by scv

1 answer

What will happen if I deposited a check that was part of a scam and I already spent some of the money?

I deposited a check and spent a 700 before knowing it was a scam and I got lured but my bank account isn’t set up to do overdrafts because I’m...

Asked on 08/08/2021

1 answer

When *exactly* do options expire?

For example, the Jan 4, 2021 SPY $369 call option. After the market closed (i.e. at 4pm in New York), SPY was below $339 and yet the quote for...

Asked on 08/08/2021

1 answer

Shorting: What if you can't find lenders?

I understand the shorting means you borrow the shares and sell them first, and pay them back later. So this is two-step process and things can go wrong in each...

Asked on 08/08/2021 by Junji Zhi

4 answer

Open Interest vs Notional Value of Open Interest, what's the difference?

so in binance trading data, I came across with this where the open interest is falling but the notional value of OI is being...

Asked on 08/08/2021 by Kanna Kim

1 answer

Can my property be taken as a payment for a relative's loans?

My aunt went to several loans to which she isn't capable of paying as of now. Now, the lenders are visiting our house and trying to find her and she...

Asked on 08/08/2021 by Kaixzer

2 answer

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