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Personal Finance & Money : Recent Questions and Answers (Page 478)

Find answers to your questions about Personal Finance & Money or help others by answering their Personal Finance & Money questions.

Time Required for S-1 Filing to Become Effective

How long does it normally take for an S-1 filing to become effective? Is it a standard turn around, i.e. 30 days? Or, does the SEC consider differing factors for...

Asked on 10/02/2020 by free_road

0 answer

Wife's H4 is Pending. I am on H1B effective Oct 1 2019. Can I withhold taxes as 'Married'?

My Visa status changed from F1 to H1B effective Oct 31st this year. My wife came to USA in May 2019 on F2 Visa. Her H4 application is still in...

Asked on 10/01/2020 by DHeisenberg

1 answer

How to understand payment due date for a credit card

I just recently got my very first credit card, the Discover It Card. I knew it was crucial to have one, as a great credit score is needed for important...

Asked on 10/01/2020 by Santi514

4 answer

Car insurance gas station mix-up fuels -- gas station made the mistake

We rented a car with Hertz and we filled up our tank with petrol and later on that day our car broke down. The road side assistance people told us...

Asked on 09/30/2020

2 answer

Why are cryptocurrencies not considered proper investments?

I plan to invest a portion of my savings in cryptocurrencies that I understand on a technical level (e.g. Bitcoin and Ethereum). However, otherwise prudent financial advice articles on the...

Asked on 09/30/2020

9 answer

Moving a 401k balance to multiple FDIC-insured IRAs to protect my funds against being wiped out by a market crash?

My wife and I are living on our Social Security benefits. I've been very pleased with the growth of my Fidelity 401k in my former employer's retirement plan. As far...

Asked on 09/30/2020 by Mark Hubbard

1 answer

Does the pattern day trader rule apply to non-US citizens?

The Securities and Exchange Commission website says:FINRA rules define a “pattern day trader” as any customer who executes four or more “day trades” within five business days,...

Asked on 09/30/2020 by vincent31337

1 answer

ETF of 2000 or more stocks but excludes stocks from SP500?

I believe SP500 is overvalued and small-cap stocks are less overvalued. So I would like to buy market index (like 2000 or 5000 companies) but without the SP500 companies. Are...

Asked on 09/30/2020

0 answer

Settlement dates re pattern day trading stocks

I've been trading options on a pattern day trading account for a couple of years and now want to trade stocks. Options are settled overnight and funds available the next...

Asked on 09/29/2020 by DreamWvr

1 answer

Not understanding the calculations done in the book

I was reading "The Intelligent Investor by Benjamin Graham" and came across a series of calculations that I'm not getting as to how it has been arrived at. I'm quoting...

Asked on 09/29/2020 by Jigar Faria

1 answer

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