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Personal Finance & Money : Recent Questions and Answers (Page 381)

Find answers to your questions about Personal Finance & Money or help others by answering their Personal Finance & Money questions.

Does income from selling long term stocks fall under regular income tax bracket or capital income tax bracket?

If both brackets are the same, please let me know. I plan to sell some of my long term stocks and want to make an informed decision. My understanding of...

Asked on 01/20/2021 by Rahul Desai

1 answer

I suspect an investment I made is run by a scam artist, what can I do?

I have to admit, greed overcame me - and made some questionable investment choices with a person who I think is a scam artist. I gave $12.5k, I have not...

Asked on 01/20/2021 by Imakesense

1 answer

After a Divorce, may I use my HSA to Pay Spouse's Medical Bill that Occurred Prior to Divorce

I am recently divorced (in Iowa). My spouse got a large bill in the mail covered by insurance for an emergency room visit. She still owes money even after insurance...

Asked on 01/20/2021

1 answer

W8-BEN for claiming treaty benefit on dividends for an Indian resident

I am an individual residing in India and will be filling form W8-BEN, in which I need help in filling the section PartII: Claim of Tax Treaty Benefits (Point 9...

Asked on 01/20/2021

1 answer

Is a cheque made out directly to the bank susceptible to fraud?

I plan to use my savings to clear the remainder of my mortgage. The bank have several methods for making the payment, one of which is to send a cheque...

Asked on 01/20/2021 by David Lindon

2 answer

Are candlestick and OHLC charts useful for fundamental investors?

When investing based on fundamentals, I usually look at simple line charts to get an idea of the trading range for stocks (e.g. 1 year or 5 year trading range)....

Asked on 01/20/2021

0 answer

Buying a house. Seller wants cash now and move only next year, renting same house in meantime

A relative of mine found a fantastic house on the market (Canada), evaluated 750k. He knew there were 3 other buyers making offers and he was entering a bidding war....

Asked on 01/20/2021

4 answer

HSA and Medicare

I am 65 and was not planning to retire until 70. I am participating in high deductible healthcare at work and was contributing to a HSA until September 2020...

Asked on 01/20/2021 by Morrowm

1 answer

Should retail investors learn and use the capital asset pricing model (CAPM)?

I heard that the capital asset pricing model (CAPM) is commonly studied by finance students, and can help in controlling risk in stock portfolios. The CAPM looks rather...

Asked on 01/20/2021

1 answer

How to properly use a credit card

I am a first time owner of my own credit card. I got it with the purpose of building my credit to be able to receive loans for cars/house and...

Asked on 01/20/2021

3 answer

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