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Personal Finance & Money : Recent Questions and Answers (Page 264)

Find answers to your questions about Personal Finance & Money or help others by answering their Personal Finance & Money questions.

Pay off Loan With Savings or Keep Emergency Fund

A year and a half ago I took out a Career Development Loan(£7000, 9.9% interest). Which is currently around £4900 now. I have been saving for no particular reason, and...

Asked on 04/05/2021

12 answer

For medical charges, how much does insurance company pay?

I had a doctor visit with a specialist recently, and my insurance company gave the following explanation of the claim:Service charges: $522Health Plan Allowed Amount: $157.64Deductible: $157.64Your Share: $157.64The bill...

Asked on 04/05/2021

1 answer

How should I save for a down payment on a house while also maxing out my retirement savings? Is that not feasible at my income level?

I see questions and answers like this one that make a very good point:Keep in mind it is easy to get a loan for a car, or for a...

Asked on 04/05/2021

11 answer

Why do value investors obsess over finding intrinsic values instead of discount rates (expected returns)?

From what I read about value investing, value investors seek to buy stocks that sell below their "intrinsic value". To that end, they use stock valuation models to find the...

Asked on 04/05/2021

3 answer

What do i do about a loan check, received in the mail, being cashed by someone other than myself?

I don't know how to resolve this with my name upheld and all monies intact. I recently was approved for a small personal loan. This is the first time I've...

Asked on 04/05/2021

1 answer

Is it possible to use securities as a collateral?

I own about 200k worth of ETFs(SPY, VOO, QQQ, ONEQ, VCLT, VTWO, VT). Is it possible to put them down as collateral for a loan in the future? I need...

Asked on 04/05/2021

2 answer

Want to bring inheritance Money from Pakistan to UK?

What are the taxes? or other Uk Gov-related rules that we need to keep in mind in order to bring inherited money from Pakistan to the UK? My Grandfather passed...

Asked on 04/05/2021 by xack

1 answer

Does paying down debt in an S Corp decrease profitability?

Long story short - I'm a participating shareholder of a small S Corp that has debt. At the end of the year, since it's an S Corp, the profits/losses are...

Asked on 04/05/2021

1 answer

Why are option expiry dates not standardized?

Many stock tickers have different option expiry dates. Some have weekly options available, others don't. Some have extremely long dated options available, others don't. On a very basic level this...

Asked on 04/05/2021

1 answer

Strike price confusion

I am reading a document that says The seller of 10 call options, with a strike price of 400 at CHF 8.00, (contract value 10), has the following risk What...

Asked on 04/05/2021

2 answer

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