TransWikia.com

How to transfer money directly from US to home loan account?

Personal Finance & Money Asked on December 16, 2020

Can we transfer money from US directly to the home loan account? Do we have any tax implications in US or in India? I don’t have an NRE/NRO account and want to transfer directly to Home loan account. Please explain.

One Answer

As per FEMA (Foreign Exchange Management Act) regulations, NRI can't hold savings account in India. Please get this converted to NRO. Can be done remotely.

Most banks don't allow direct deposit into loan account. Check with your bank if they allow.

There is no fax implications in India.

You need to declare this in your US tax returns.

It is advisable to repay the loan account via NRE account as repatriation of funds on sale is easier

Answered by Dheer on December 16, 2020

Add your own answers!

Ask a Question

Get help from others!

© 2024 TransWikia.com. All rights reserved. Sites we Love: PCI Database, UKBizDB, Menu Kuliner, Sharing RPP