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got text from paypal telling me i paid for something i didn't

Personal Finance & Money Asked on February 28, 2021

I just received a text from paypal telling me I just paid around $25 to some game company. There was a link to a receipt. I looked up the number the text came from and Google tells me it was Paypal, and the URL indeed pointed to paypal. The linked receipt shows a visa debit sale ("Chip Read, Signature verified") but I do not recognize the last four digits shown for the CC number.

What kind of a scam is this? If this was to my e-mail address I would ignore it, as I sometimes get strangers signing up for various services with my e-mail, but since this was my phone number I am a bit more hesitant to think it was a mistake. Is this something I should be worried about or report to someone? I don’t use Paypal.

2 Answers

Since you don't have a PayPal account you are probably safe as long as you don't click any links or provide information. This is either a phishing attempt or a wrong number.

You should just do routine checks of your credit, debit, and banking accounts for any unusual transactions. If there is one, dispute it with your vendor (not PayPal).

Answered by Freiheit on February 28, 2021

At the moment (Feb 2021) it's really common to get these scam texts.

I get 20-30 a week.

Obviously, just delete and forget, like any spam / scam-spam.

(I don't know, or care that much, how fishing like this has migrated from email to phone texts. But it's the current thing.)

Answered by Fattie on February 28, 2021

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