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Does Chase UltimateRewards recognize Travel/Dining spent through PayPal?

Personal Finance & Money Asked by itsCoronaTime on March 28, 2021

I’m thinking of getting a Chase credit card. Chase’s Ultimate Rewards boasts 2x points on travel/dining, with 1x points on all other purchases.

I make most of my purchases using PayPal, so am wondering whether if I purchase my flight tickets via PayPal (linked to Chase credit card), then Chase’s system will recognize that the transaction was a travel spend? Or will it lump all PayPal transactions into the 1x category, regardless of the category that the end merchant falls into?

Has anyone had any experience with this?

One Answer

Yes, Chase classifies transactions from PayPal and other payment intermediaries according to the industry of the end merchant.

Answered by itsCoronaTime on March 28, 2021

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