Personal Finance & Money Asked on October 31, 2021
Today I detected two charges to my card, both on the same day. I called my bank (chase) but the only solution offered was to block and close the card. However, I am currently doing some processes with USCIS and until they charge the fee attached to my paperwork I cannot close the card since then that process would just fail.
If the process fails, my process would be rejected and it seems I cannot resubmit the process per https://www.uscis.gov/forms/pay-a-credit-card:
You may use Visa, MasterCard, American Express, and Discover. Make sure the card has enough money to cover the fee. We will reject your application, petition, or request if the card is declined, and we will not attempt to process your credit card payment a second time.
This is a special circumstance where a payment must go through on the potentially compromised card.
Does anyone know any other option to ensure that that payment goes through but also preventing further charges in a card that might have been compromised? Are charges like that usually because of a compromised card? Or some kind of sweep/random scam?
Long, long, long ago my parents hit a situation where there was outstanding legitimate charges on a compromised card. The credit card company was able to reissue the card while allowing the legitimate charges through.
I have had no occasion to do something like this since then but I would certainly ask the credit card company if something of the sort could be done.
Answered by Loren Pechtel on October 31, 2021
I know that if the charges that you want to go through is pending you don't need to worry about it going through. The charge will go through anyway even if the card is canceled. If you are worried, you should call your bank and make sure but I really recommend closing the card if you know there are fraudulent charges. There may be more so I don't think you should wait
Answered by wilkvolk on October 31, 2021
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