Model for Differing Number of Rows per Observation

Looking to build a response model (click or no click) on marketing data which displays varying number of offers to a person. I don’t want to model which offer they click but do they click any of the offers presented to them. My issue is how to deal with the differing number and types of offers?

Example data could be one table of id’s:

id   clicked
001       1
002       0
003       1

And varying number of offers per id:

id  discount_rate  on_amt
001     0.05       100
001     0.10       500
002     0.03        50
003     0.05       100
003     0.10       300
003     0.15       500

Do I create features from the offer data set such as average discount_rate, max on_amt etc.? Or create a very large binary sparse matrix of binned offer types such as rate_5-10_amt_0-50 1/0 and rate_5-10_amt_50-100 1/0 …?

Or is there a good model that handles variable data like this?