Ivanhoe ladies with wooden rims, wooden rear fender, wooden chain guard

It's an Ivanhoe ladies bike made by the Indiana Bicycle Company between 1898 and 1900. The company was founded by Albert Augustus Pope in 1898 and changed to the American Bicycle Company in 1900

Yours might be the ladies version of the Ivanhoe Special.
Check below the head badge and see if the lower badge use to be there

thread from The Cabe

The Indiana Bicycle Company also made the Waverly Belle which bears a strong resemblance to the Ivanhoe.

bicyclearts.com