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Personal Finance & Money : Recent Questions and Answers (Page 45)

Find answers to your questions about Personal Finance & Money or help others by answering their Personal Finance & Money questions.

Can I send money to indian saving account from Canada bank account?

I am confused about how to send money from Canada bank account to my Indian Saving account since I came to Canada only for work assignment for 1 year. I...

Asked on 08/26/2021 by Ritesh Chawda

1 answer

Is it beneficial to pay mortgage points if I have high income in the year I am starting a mortgage?

Let's say I typically make $120K salary every year. And the rest of the income is in long term stock growth (which are not included in taxable income). But let's...

Asked on 08/26/2021

3 answer

Why do most companies have debt and are there any companies without debt?

Somewhat inspired by this question. It seems that no matter what company I hear about, they always have some sort of debt to someone. Even if the company is...

Asked on 08/26/2021

4 answer

Earning from stock market and inflation calculation understanding

Please, help me with earning and inflation understanding. I have invested in SEB Strategy Defensive stock in beginning of year 2016. At this time unit price was 112. Now unit...

Asked on 08/26/2021

1 answer

Options Strategy for Calculating Limit Price on a Vertical Spread

Is there a best strategy for calculating limit price on a vertical spread? Using the average of the bid and ask prices seems to lead to a lot of orders...

Asked on 08/26/2021

1 answer

What is the difference between Rate of Return and Return on Investment?

Investopedia's Return on Investment (ROI) page says:ROI can be used in conjunction with Rate of Return, which takes in account a project’s time frameFrom this I understood...

Asked on 08/26/2021 by Siva Sankaran

2 answer

How can one be financially devastated by unsecured debt?

My question is theoretical, I don't understand why people say that big piles of debt are dangerous. If one has a lot of unsecured debt and ends up defaulting on...

Asked on 08/25/2021

5 answer

Should I continue with ULIP

I am from India. I have a ULIP (Unit Linked Insurance Plan) worth Rs 75000 per year which I started in June 2018. The plan is...

Asked on 08/25/2021 by onkar

1 answer

What exactly is an Indirect Cost Ratio?

The Australian Superannuation fund I use has no fixed annual fee, no percentage based management fee, and no investment fee. (The fund is EISS - link...

Asked on 08/25/2021

1 answer

Why do options get more volatile, as time approaches the earnings date?

Doesn't the increased in implied volatility infringe the semi-strong form of the EMH? Whether you buy options 7 or 1 day before the earnings date, you still don't know any...

Asked on 08/25/2021

1 answer

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